The story of Ruth is more than folklore. It contains secrets to living a successful life. The Book of Ruth tells the story of two homeless widows, Ruth and her mother-in-law, Naomi. Ruth was a foreigner, an outsider learning to survive in a new land. By studying her life we can learn much about living well. The Ruth Factor explores the character traits necessary for creating your own best life. In it, you will explore ten Keys for successful living. These are the FACTORS, the character traits, that Ruth developed and used to change from homeless widow to wealthy matriarch. They are the same factors that the author used to grow from a reclusive introvert to public speaker, motivator, counselor and compassionate coach.

“The Ruth Factor shares insights and wisdom from hard-earned life lessons that will inspire you to keep going no matter how challenging things get. A modern-day story filled with ancient wisdom. Well done.” – Christine Kloser, Author of The Freedom Formula®

“It’s all right there, for thousands of years: The Ruth Factor is chuck full of inspiration!” -Gordon Burgett, Author of the Lifelong Wealth Report

I loved the book!! It was so inspirational and positive!! It made me feel good to think about all the ways I could achieve personal goals. I loved the definitions, inspirational verses, and the explanations.
I think you have a winner!! – Kathy S., Educator, Richmond VA

“The Ruth Factor is beautifully written and helps you connect with what it means to live a successful life on a deeper level. And the action steps included make it even MORE powerful. Each page urged me on… compelling me to read the next and the next. Most importantly, it’ll help you create a life of success and harmony – because you deserve it.” – Keith Matthew,

TRF Cover

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